Facebook Linkedin Twitter

Stop-Loss Insurance

Health care self-insurance and stop-loss coverage: What business owners need to know

Health Care Insurance, Small Business Tips /

For businesses, cost-effectively sponsoring a health insurance plan for employees is an ongoing battle. In the broadest sense, you have two options: fully insured or self-funded. A fully insured plan is simply one you buy from an insurer. Doing so limits your financial risk while offering the most predictable costs. The other option is what’s

Health care self-insurance and stop-loss coverage: What business owners need to know Read More »

What business owners should know about stop-loss insurance

Health Care, Health Care Insurance, Insurance, Small Business /

When choosing health care benefits, many businesses opt for a self-insured (self-funded) plan rather than a fully insured one. Why? Among various reasons, self-insured plans tend to offer greater flexibility and potentially lower fixed costs. When implementing a self-insured plan, stop-loss insurance is typically recommended. Although buying such a policy isn’t required, many small to

What business owners should know about stop-loss insurance Read More »